Commercial Real Estate Financing in Hawaii

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Hawaii. Current commercial loan rates in Hawaii range from 5.58% to 14.7%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of HI.

Hawaii Commercial Loan Rates

Loan Types Rates LTV Loan Amount Occupancy
Conventional 6.07% - 10.2% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 6.08% - 7.69% 75% $2,000,000+ Investment
Insurance 5.58% - 8.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.57% - 6.42% 83.3% $5,000,000+ Investment
USDA 6.2% - 11.05% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.2% - 14.2% 80% $1,500,000+ Investment
Construction 9.7% - 14.7% 83.3% $1,000,000+ Investment
SBA 5.7% - 10.7% 85% - 90% $1,000,000+ Owner Occupied

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Types of Commercial Loans in Hawaii

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Locations Served in Hawaii

We are proud to be serving the state of Hawaii. Here are our commercial loan statistics for this state.

Hawaii Cities and Towns Served

16

Hawaii Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for HI below to help you understand what kind of market you are in. Simply click one of the options below to see the data for HI. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Hawaii cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Hawaii economic reports to get a better understanding of your market.

  • ‘Āhuimanu
  • ‘Aiea
  • ‘Ele‘ele
  • ‘Ewa Beach
  • ‘Ewa Gentry
  • ‘Ewa Villages
  • ‘Ōma‘o
  • Ainaloa
  • Anahola
  • Captain Cook
  • East Honolulu
  • Fern Acres
  • Haiku-Pauwela
  • Hālawa
  • Hālawa Heights
  • Hale‘iwa
  • Hana
  • Hanamā‘ulu
  • HanapÄ“pÄ“
  • HanapÄ“pÄ“ Heights
  • Hau‘ula
  • Hawaii County
  • Hawaiian Acres
  • Hawaiian Beaches
  • Hawaiian Ocean View
  • Hawaiian Paradise Park
  • HāwÄ«
  • He‘eia
  • Hickam Field
  • Hilo
  • Hōlualoa
  • Honalo
  • Honaunau-Napoopoo
  • Honoka‘a
  • Honolulu
  • Honolulu County
  • Iroquois Point
  • Ka‘a‘awa
  • Kā‘anapali
  • Kaanapali Landing
  • Kahalu‘u
  • Kahaluu-Keauhou
  • Kahuku
  • Kahului
  • Kailua
  • Kailua-Kona
  • Kalāheo
  • Kalaoa
  • Kalawao County
  • Kaneohe
  • Kapa‘a
  • Kapaau
  • Kapolei
  • Kauai County
  • Kaunakakai
  • Kea‘au
  • Kealakekua
  • Kekaha
  • Kēōkea
  • KÄ«hei
  • KÄ«lauea
  • Ko Olina
  • Koloa
  • Kualapu‘u
  • Kula
  • Kurtistown
  • Lā‘ie
  • Lahaina
  • Lanai City
  • Lawai
  • Leilani Estates
  • Lihue
  • Mā‘ili
  • Mākaha
  • Mākaha Valley
  • Makakilo City
  • Makawao
  • Marine Corps Base Hawaii - MCBH
  • Maui County
  • Maunawili
  • Mililani Town
  • MokulÄ“ia
  • Mountain View
  • Nānākuli
  • Nanawale Estates
  • Napili-Honokowai
  • Ocean Pointe
  • Orchidlands Estates
  • Pāhala
  • Paia
  • Pāpa‘ikou
  • Pearl City
  • Pepeekeo
  • Princeville
  • Puhi
  • Pukalani
  • Punalu‘u
  • Pupukea
  • Royal Kunia
  • Schofield Barracks
  • Village Park
  • Volcano
  • Wahiawā
  • Waialua
  • Waianae
  • Waihee-Waiehu
  • WaikapÅ«
  • Waikoloa
  • Wailea
  • Wailua
  • Wailua Homesteads
  • Wailuku
  • Waimalu
  • Waimanalo
  • Waimānalo Beach
  • Waimea
  • Wainaku
  • Waipahu
  • Waipi‘o Acres
  • Waipio
  • Whitmore Village

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Fernando and Leanne are Amazing

Fernando and Leanne are amazing. I had many small businesses that need refinancing over the years. I have met many Brokers and there is always a catch. ALWAYS!… Use them! Once you do you will work with them forever

- Nirav Patel

She Took Care of All My Needs

If you searching for a great experience Commercial Loan Direct is the place. Leanne took care of me and honestly had the greatest experience. She handled all of my needs in a smooth and timely manner listened and addressed any concerns I had about the process and was very patient. I can be quite a handful at times and Leanne was so professional and kind hearted. I'd 100% recommend this company. Thank you again.

- Vincent Arias

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We were in unfamiliar territory when it came to refinancing. Commercial Loan Direct streamlined the whole process for us. Leann connected us with lenders that were the right fit for us. The money and time we saved was so worth it. I highly recommend them

- Rita Pisarski